What is Term Life Insurance?

Simply put, it’s an affordable way to provide death benefit protection for your family for a set number of years. It also offers these advantages:

• Choice
  • You choose the “term” (the level-premium paying period) as well as your payment schedule. 
• Consistency
  • Your payments stay the same for the entire term.
• Tax Protection
  • If you die while insured, your beneficiaries receive the death benefit, typically income tax-free (per IRC §101(a)).
• Flexibility
  • You can convert a term policy into a permanent one, with no additional medical exam, during the conversion period.

In addition, there are...

• Different level term lengths 
  • 10, 15, 20, 25, and 30-year terms!
• Flexible coverage amounts
  • 100,000$ - 1,000,000$
• Age Availability 
  • 20 - 70 with coverage available to children.